With the cost of healthcare rising about 8.5% each year, employers must embrace creative solutions – or face extinction. By introducing risk management solutions, it helps employers not only protect their bottom line, but also anticipate the consequences of cost shifting to employees. Direct Primary Care (DPC) is a new, innovative solution that helps empower employees at an affordable price for employers.
DPC doctors charge a monthly “subscription fee” and typically don’t accept insurance. These are highly trained primary care physicians and health coaches who often see patients without copays, coinsurance or even prescription drug costs (varies by policy contract). By not being constrained to health insurance carrier’s whims, DPC doctors are able to deliver more customized care while cutting out many of the tedious, insurance “middle-man” costs. If a treatment falls outside of the DPC doctor’s scope of services, doctors are able to write a referral to a specialist and oversee care.
Employers have seen the greatest returns on investment by pairing DPC networks with reference based pricing/high deductible health plans to cover the most remedial doctor visits to the most catastrophic diagnosis. Contact Axion RMS to learn more about implementing a DPC solution today!